Knowledge center

What is SAQ SPoC?

SAQ SPoC is intended for certain merchants using a validated SPoC solution: software-based PIN entry on a commercial mobile device together with a secure card reader.

Why it matters

Taking payments on a phone or tablet does not automatically make a solution SPoC.

What to confirm

Validated listed SPoC solution
Secure reader and mobile device
Covered channels and transactions

Official PCI DSS documentation · PCI DSS v4.0.1 · reviewed 2026-07-31

This content is informational and is not legal advice. The applicable route and validation method depend on the operation and requesting party.

Identify your likely route Back to all questions